{"id":33736,"date":"2025-12-10T16:30:42","date_gmt":"2025-12-10T07:30:42","guid":{"rendered":"https:\/\/nofia.net\/?p=33736"},"modified":"2025-12-10T16:34:19","modified_gmt":"2025-12-10T07:34:19","slug":"%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%81%ae%e5%ae%b6%e8%a8%88%e5%82%b5%e5%8b%99%e3%81%8c%e6%97%a5%e6%9c%ac%e5%86%86%e3%81%a72900%e5%85%86%e5%86%86%e3%81%ab%e9%81%94%e3%81%99%e3%82%8b%e3%80%82","status":"publish","type":"post","link":"https:\/\/nofia.net\/?p=33736","title":{"rendered":"\u30a2\u30e1\u30ea\u30ab\u306e\u5bb6\u8a08\u50b5\u52d9\u304c\u65e5\u672c\u5186\u30672900\u5146\u5186\u306b\u9054\u3059\u308b\u3002\u5e74\u53ce\u6570\u5343\u4e07\u5186\u898f\u6a21\u306e\u4eba\u3005\u3082\u591a\u304f\u304c\u82e6\u5883\u306b"},"content":{"rendered":"<p style=\"padding-left: 40px;\"><span style=\"color: #808080;\">\u3054\u7d39\u4ecb\u3059\u308b\u8a18\u4e8b\u306e\u6570\u5024\u306f\u3001\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u9023\u90a6\u6e96\u5099\u9280\u884c\u306e\u6570\u5024\u3067\u6b63\u3057\u3044\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u30b0\u30e9\u30d5\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u63a8\u79fb\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6e1b\u5c11\u3057\u305f\u3053\u3068\u306f\u4e00\u5ea6\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span style=\"color: #808080;\">\u30a2\u30e1\u30ea\u30ab\u306e\u300c\u751f\u6d3b\u300d\u304c\u8868\u9762\u4e0a\u5b58\u5728\u3057\u3066\u3044\u308b\uff08\u3088\u3046\u306b\u898b\u3048\u308b\uff09\u306e\u306f\u3001\u307b\u307c\u501f\u91d1\u306b\u3088\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><strong><span style=\"color: #800000;\">\u7c73\u56fd\u306e\u5bb6\u8a08\u50b5\u52d9\u7dcf\u984d\uff082021\u5e74\u301c2025\u5e74\u7b2c\uff13\u56db\u534a\u671f\uff09<\/span><\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-33737\" src=\"https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/th_sc-2025-12-10-16.15.25.jpg\" alt=\"\" width=\"502\" height=\"239\" srcset=\"https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/th_sc-2025-12-10-16.15.25.jpg 502w, https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/th_sc-2025-12-10-16.15.25-300x143.jpg 300w\" sizes=\"auto, (max-width: 502px) 100vw, 502px\" \/><br \/>\n<a href=\"https:\/\/tradingeconomics.com\/united-states\/debt-balance-total\" target=\"_blank\" rel=\"noopener\">tradingeconomics.com<\/a><\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6677469365582533\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 0723b --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-6677469365582533\" data-ad-slot=\"4320035992\" data-ad-format=\"auto\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<hr \/>\n<h3><span style=\"color: #cb0000;\">\u7c73\u56fd\u306e\u5bb6\u8a08\u50b5\u52d9\u304c18.59\u5146\u30c9\u30eb\u306b\u9054\u3059\u308b<\/span><\/h3>\n<p><span style=\"color: #808080; font-size: 10pt;\"><a href=\"https:\/\/halturnerradioshow.com\/index.php\/news-selections\/national-news\/u-s-household-debt-reaches-18-59-trillion \" target=\"_blank\" rel=\"noopener\">halturnerradioshow.com<\/a> 2025\/12\/08<\/span><\/p>\n<p><strong><span style=\"font-size: 10pt; color: #999999;\">U.S. Household Debt Reaches $18.59 Trillion<\/span><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-33738\" src=\"https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/sc-2025-12-10-16.17.23.jpg\" alt=\"\" width=\"360\" height=\"241\" srcset=\"https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/sc-2025-12-10-16.17.23.jpg 360w, https:\/\/nofia.net\/wp-content\/uploads\/2025\/12\/sc-2025-12-10-16.17.23-300x201.jpg 300w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/p>\n<p><span style=\"color: #000080;\">\u30a2\u30e1\u30ea\u30ab\u306e\u5bb6\u8a08\u50b5\u52d9\u306f\u4eca\u5e74\u7b2c3\u56db\u534a\u671f\u306b 1970\u5104\u30c9\u30eb \uff08\u7d04 30\u5146\u5186\uff09\u5897\u52a0\u3057\u300118\u51465900\u5104\u30c9\u30eb \uff08\u7d04 2900\u5146\u5186\uff09\u306b\u9054\u3057\u305f\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u00a01\u4e16\u5e2f\u3042\u305f\u308a\u306e\u50b5\u52d9\u306f 13\u4e076000\u30c9\u30eb \uff08\u7d04 2100\u4e07\u5186\uff09\u3068\u306a\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u5bb6\u65cf\u3092\u7e1b\u308a\u4ed8\u3051\u3066\u3044\u308b\u4e00\u65b9\u3067\u3001\u30ef\u30b7\u30f3\u30c8\u30f3\u306e\u653f\u6cbb\u5bb6\u305f\u3061\u306f\u6226\u4e89\u3084\u74b0\u5883\u4fdd\u8b77\u306e\u5931\u6557\u306e\u305f\u3081\u306b\u4f55\u5146\u30c9\u30eb\u3082\u306e\u7d19\u5e63\u3092\u5237\u3063\u3066\u3044\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u9280\u884c\u306f\u5132\u3051\u3001\u8cc3\u91d1\u306f\u505c\u6ede\u3057\u3001\u501f\u308a\u305f\u30c9\u30eb\u3054\u3068\u306b\u5922\u306f\u3088\u308a\u6df1\u304f\u57cb\u3082\u308c\u3066\u3044\u304f\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u3053\u308c\u306f\u6210\u9577\u3067\u306f\u306a\u304f\u3001\u9032\u6b69\u3092\u88c5\u3063\u305f\u501f\u91d1\u306e\u7f60\u3060\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u3053\u306e\u501f\u91d1\u304c\u4f55\u3067\u3042\u308b\u304b\u3001\u3064\u307e\u308a\u4f4f\u5b85\u306a\u3069\u306b\u95a2\u9023\u3059\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u501f\u91d1\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u898b\u3066\u307f\u3088\u3046\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">NY\u9023\u9280\u306b\u3088\u308b\u3068\u3001\u5185\u8a33\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3060\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3\uff1a13.07\u5146\u30c9\u30eb\uff0870%\uff09<\/span><br \/>\n<span style=\"color: #000080;\">\u30fbHELOC\uff08\u4f4f\u5b85\u62c5\u4fdd\u30ed\u30fc\u30f3\uff09\uff1a0.42\u5146\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\uff1a1.23\u5146\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\uff1a1.66\u5146\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u5b66\u751f\u30ed\u30fc\u30f3\uff1a1.65\u5146\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u305d\u306e\u4ed6: 0.55\u5146\u30c9\u30eb<\/span><\/p>\n<p><span style=\"color: #000080;\">\u4f4f\u5b85\u95a2\u9023\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\uff0bHELOC\uff09\u306f\u7d04 13.49\u5146\u30c9\u30eb\u3002\u7b2c2\u56db\u534a\u671f\u304b\u3089\u5408\u8a08 1970\u5104\u30c9\u30eb\u5897\u52a0\u3057\u305f\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">2025\u5e74\u7b2c2\u56db\u534a\u671f\u304b\u3089\u7b2c3\u56db\u534a\u671f\u307e\u3067\u306e\u5404\u30ab\u30c6\u30b4\u30ea\u30fc\u306e\u5897\u52a0\u984d\u306f\u3044\u304f\u3089\u306b\u306a\u3063\u305f\u3060\u308d\u3046\u304b\uff1a<\/span><\/p>\n<p><span style=\"color: #000080;\">\u30fb\u7dcf\u8ca0\u50b5: +1970\u5104\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3\uff1a+1370\u5104\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fbHELOC: +110\u5104\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9: +240\u5104\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\uff1a\u5909\u66f4\u306a\u3057<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u5b66\u751f\u30ed\u30fc\u30f3: +150\u5104\u30c9\u30eb<\/span><br \/>\n<span style=\"color: #000080;\">\u30fb\u305d\u306e\u4ed6: +100\u5104\u30c9\u30eb (\u5c0f\u58f2\u30ab\u30fc\u30c9\u306a\u3069)<\/span><\/p>\n<p><span style=\"color: #000080;\">\u6e1b\u5c11\u3057\u305f\u30ab\u30c6\u30b4\u30ea\u306f\u306a\u3044\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u30d5\u30a9\u30fc\u30c1\u30e5\u30f3\u8a8c\u306f\u6b21\u306e\u3088\u3046\u306b\u4f1d\u3048\u3066\u3044\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">6\u6841 \uff08\u203b 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#000080;\">\u30fb\u30d5\u30a9\u30fc\u30c1\u30e5\u30f3\u8a8c\u306b\u3088\u308b\u3068\u3001\u7d4c\u6e08\u7684\u306b\u81ea\u7acb\u3059\u308b\u305f\u3081\u306b\u50b5\u52d9\u6574\u7406\u3084\u7834\u7523\u306b\u983c\u308b\u4eba\u306e\u5272\u5408\u306f 38%\u306b\u4e0a\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>6\u6841\u306e\u53ce\u5165\u304c\u3042\u308b\u4eba\u304c\u3001\u751f\u6d3b\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u526f\u696d\u3092\u3057\u305f\u308a\u3001\u7269\u3092\u58f2\u3063\u305f\u308a\u3001\u98df\u4e8b\u3092\u629c\u3044\u305f\u308a\u3001\u501f\u91d1\u3092\u3057\u305f\u308a\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u4e8b\u5b9f<\/strong>\u306f\u3001\u7d4c\u6e08\u306e\u73fe\u72b6\u3092\u5982\u5b9f\u306b\u7269\u8a9e\u3063\u3066\u3044\u308b\u3002\u5f7c\u3089\u306e\u3088\u3046\u306b\u300c\u6075\u307e\u308c\u305f\u300d\u4eba\u3005\u3067\u3055\u3048\u3001\u53ce\u5165\u304c\u751f\u6d3b\u8cbb\u306b\u8ffd\u3044\u3064\u304b\u305a\u3001\u751f\u6d3b\u304c\u5727\u8feb\u3055\u308c\u3066\u3044\u308b\u306e\u3060\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u50b5\u52d9\u306f\u5897\u3048\u7d9a\u3051\u308b\u4e00\u65b9\u3060\u3002\u306a\u305c\u306a\u3089\u3001\u73fe\u72b6\u7dad\u6301\u306e\u305f\u3081\u306b\u501f\u91d1\u3092\u5f37\u3044\u308b\u30b7\u30b9\u30c6\u30e0\u304c\u4eba\u3005\u3092\u99c6\u308a\u7acb\u3066\u3066\u3044\u308b\u304b\u3089\u3060\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u901a\u8ca8\u306e\u4fa1\u5024\u304c\u8cc3\u91d1\u4e0a\u6607\u3088\u308a\u3082\u901f\u3044\u30da\u30fc\u30b9\u3067\u4e0b\u843d\u3059\u308b\u3068\u3001\u307e\u3055\u306b\u3053\u306e\u3088\u3046\u306a\u4e8b\u614b\u304c\u8d77\u304d\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u4e0a\u4f4d 10%\u306e\u53ce\u5165\u306e\u4eba\u3005\u306e\u73fe\u72b6\u304c\u3053\u3093\u306a\u3082\u306e\u306a\u3089\u3001\u4e0b\u4f4d\u534a\u5206\u306e\u72b6\u6cc1\u3092\u60f3\u50cf\u3057\u3066\u307f\u3066\u307b\u3057\u3044\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">\u304b\u3064\u3066 6\u6841\u306e\u53ce\u5165\u306f\u5b89\u5fc3\u3092\u610f\u5473\u3057\u305f\u3002\u3057\u304b\u3057\u4eca\u3067\u306f\u3001\u9055\u3046\u5f62\u3067\u751f\u304d\u6b8b\u308b\u3053\u3068\u3092\u610f\u5473\u3059\u308b\u3002\u300c\u3086\u3068\u308a\u3042\u308b\u5c64\u300d\u304c\u90e8\u5c4b\u3092\u8cb8\u3057\u3001\u98df\u4e8b\u3092\u629c\u304f\u3088\u3046\u306b\u306a\u3063\u305f\u4eca\u3001\u4e2d\u9593\u5c64\u306f\u5931\u308f\u308c\u305f\u306e\u3067\u306f\u306a\u304f\u3001\u6d88\u3048\u53bb\u3063\u305f\u3068\u3044\u3048\u308b\u3002<\/span><\/p>\n<p><span style=\"color: #000080;\">6\u6841\u306e\u53ce\u5165\u3067\u3082\u8db3\u308a\u306a\u3044\u306e\u306a\u3089\u3001\u30b7\u30b9\u30c6\u30e0\u306f\u7834\u7dbb\u3057\u3066\u3044\u308b\u3002<\/span><\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6677469365582533\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 0723b --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" 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<span class=\"screen-reader-text\">\u30a2\u30e1\u30ea\u30ab\u306e\u5bb6\u8a08\u50b5\u52d9\u304c\u65e5\u672c\u5186\u30672900\u5146\u5186\u306b\u9054\u3059\u308b\u3002\u5e74\u53ce\u6570\u5343\u4e07\u5186\u898f\u6a21\u306e\u4eba\u3005\u3082\u591a\u304f\u304c\u82e6\u5883\u306b<\/span> <span 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